Short Term Maturity Investment: Investment in Mutual Funds is being done for both short and long term. In this the trend of short term has increased more. By the way, investments are made in all mutual funds for a long period. According to experts, investors are advised to invest in Short or Ultra Low Duration Funds.
What is expert opinion
Let us tell you that due to increase in interest rates, the risk in long term bonds increases. In such a situation, investors should invest money only in short maturity funds. The same category of debt funds is short duration funds or low duration funds. Their maturity is of 1 year. These funds encourage short term investments. Better Short Duration Debt Funds are those funds which are giving good returns to the investors;
18% return in 1 year
If we look at the calculation of returns, then there are many such funds, which have given double digit or high single digit returns during 1 year. These funds have given returns of up to 18% in 1 year, which is about 4 times higher than small savings with any short maturity.
View Returns in Short Term Income Fund
- Bank of India has given 18% return in 1 year in Short Term Income Fund. You can invest at least Rs 5000 in this fund. Whereas SIP of at least 1000 rupees is necessary. The fund’s total assets stood at 46 crores as on July 31, 2022, while the expense ratio was 0.87 per cent as of July 31, 2022. The fund has given 16 per cent returns in 6 months.
- Franklin India Short Term Income Plan has given 12% return in 1 year. With this, you can invest at least Rs 5000. A minimum SIP of Rs 500 is required. The total assets of the fund as on 31st July 2022 was 578 crores, the expense ratio was 0.04 per cent as of 31st March 2022.
- IDBI Short Term Bond gave 11.50 per cent return in 1 year. You can invest at least Rs 5000 in this fund. While SIP of at least Rs 500 is necessary. The fund’s total assets stood at Rs 300 crore as on July 31, 2022, while the expense ratio was 0.28 per cent as of July 31, 2022.
- Sundaram Short Duration Fund has given 10.58 per cent return in 1 year. In this, with an investment of Rs 5000, a SIP of at least Rs 250 is necessary. The fund’s total assets stood at Rs 210 crore as on July 31, 2022, while the expense ratio was 0.28 per cent as of June 30, 2022.
- UTI Short Term Income Fund has given 8.28 per cent return in 1 year. 500 can invest in this fund. While SIP of at least Rs 500 is necessary. The fund’s total assets stood at 2315 crores as on July 31, 2022, while the expense ratio was 0.34 per cent as of June 30, 2022.
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