Pradhan Mantri MUDRA Yojana : Today every man wants to start his own business. In such a situation, whether he has any information about the help received from the central and state government or not. So this news will prove to be of his work. People who are thinking of starting a business. Let us tell you that such people are going to get many types of information from this news. After all, what does the government want to help you with your new business, and how?
What is Mudra Yojana
Under the Pradhan Mantri MUDRA Yojana of the Central Government, loans are being given easily to start some business. According to the project report of Mudra Yojana, loans are available up to 80 percent of the total cost of the business, that too in easy installments. In this, you get a loan of up to Rs 10 lakh.
they got benefit
It has been more than 8 years since the Modi government at the Center has implemented this scheme. Prime Minister in Mudra Yojana 2015 Narendra Modi was started by. From May 2014 to May 2022 i.e. in 8 years, 35 crore loans were disbursed under this scheme, which had a total worth of 8 lakh crores. Out of this 35 crore loan takers, 23 crore are women. You will get a lot of detail about this website: https://www.mudra.org.in/.
25 percent will have to be self-invested
To start a business in this scheme, you will have to invest 25 percent of the cost from yourself. Suppose if your total expenditure in business is coming to Rs 16 lakh. So you have to invest 4 lakh rupees in this. The rest of the expenditure will be given by the government in the form of loan under the Mudra scheme. This includes term capital loan and working capital loan. In this, the term loan will be Rs 7.50 lakh, while the working capital loan will be close to Rs 4.16 lakh. In which the expenses of machine installation, raw material, salary, transport, electricity bill, tax are included.
This is how you will get Mudra loan
Let us tell you that you can apply in any bank to take loan under Pradhan Mantri Mudra Yojana. You have to fill a form, in which details like name, address, business address, education, current income and how much loan is required etc. have to be given. In this, no processing fee or guarantee fee will have to be paid, as well as the loan amount will have to be returned to you in 5 years.
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