Is the central government giving a ‘PM Mudra Loan’ loan of Rs 10 lakh by charging a fee of Rs 4,500?


PM Mudra Yojana Viral Letter: To promote employment in the country, the central government runs many schemes. The name of one of those schemes is PM Mudra Yojana. Under this scheme, the government gives a loan of up to Rs 10 lakh to the youth to start their own business. In such a situation, a letter is becoming viral very fast on social media. In this letter, it is being claimed that the government is taking Rs 4,500 for verification and processing (PM Mudra Yojana Verification Fees) from the person taking the loan under PM Mudra Yojana. This letter is going viral and the biggest question that arises is what is the truth of this viral letter. On this matter, the Press Information Bureau has told the truth by fact checking. Let’s know about this-

PIB fact-checked and told the truth-
PIB has done a fact check on this matter and told that this letter going viral is completely fake. There is absolutely no truth in this letter. In this letter, it is being claimed that to avail the government’s Mudra Yojana scheme, you will have to pay a fee of Rs 4,500. This fee is taken as verification and processing fee. After this, the government gives a loan approval letter of Rs 10 lakh. PIB has found in its fact check that this letter is completely fake. The Finance Ministry has not issued any such letter. The government is not charging any additional fee for taking PM Mudra loan.

What is PM Mudra Loan Scheme?
Let us tell you that the central government gives loans ranging from Rs 50,000 to Rs 10 lakh under PM Mudra Yojana to people to start their own business. The government gives this loan in total three categories. The first Shishu loan which is a loan up to Rs.50,000. At the same time, Kishor loan is available from Rs 50,000 to Rs 5 lakh. On the other hand, in Tarun loan, the government gives loans ranging from Rs 5 lakh to Rs 10 lakh.

Be alert from such messages-
PIB has found in its fact check that this message is completely fake. Along with this, it has been said that everyone should be cautious with such messages. Along with this, it has also been advised that no one should forward such messages further. Don’t put your money in danger by sharing your personal and bank details with anyone without thinking.

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